About Arizona Loan

eAZloan is not a lender. We don’t fulfill any loans nor do we assume to. Arizona Loan is an online platform that connects our clients with creditable lenders who can accomplish their loan needs.

We are a 100% free service and won’t ever and will never charge you, our customers a cent for using our free service. Our mission is to help the citizens get through the hectic proces of receiving the greatest loan possible.

We provide various financial services to our consumers. We connect our consumers to a variety of loan companies providing multiple types of loans. Arizona Loan can connect our consumers to personal loans, credit cards, auto loans, education loans, education loan refinancing, debt consolidation and business loans.

People choose Arizona Loan because of our several years of experience in the loan marketplace to guide you through the process of getting a loan or credit. We have already finished the research, developed comparison systems and developed a way to simply connect you with a perfect lender for your current situation.

Receiving a loan, regardless of your credit score or financial situation is easy with AZ loan. We have partnered with a large selection of lenders lending to individuals across the credit spectrum. We take great pride in being able to connect our consumers with their ideal lender no matter their current situation.

Getting A Loan

Getting a loan in Arizona is simple, quick and easy thanks to AZ loan. The first step‘s to go to our loan page and pick the type of loan you are interested in (loans offered). Then easily select the button to get connected then complete our loan connection form. We then connect you to loan companies in seconds. You then choose the lender of your choice.

eAZloan’s system is able to match our consumers to the perfect loan company in a matter of seconds, from there, the time at which loans are funded changes by the lender.

Simply applying with a lender does not influence your credit score in any way. Loan companies utilize soft credit checks, which do not influence your credit.

The number to which you can borrow depends on the loan company. Utilizing our connection platform you are able to view the maximum each loan company offers.

About Lenders

Every lender has an developed a process {to decide|that decides who it is they lend to as well as the rate the loan has. This is method called underwriting. Loan companies look at numerous components including but not limited to your credit history, your debt-to-income ratio, and your income to establish your credibility.

The eligibility of your loan varies by the loan company and loan type. Commonly, loan companies check your credit score, current income, employment history and other factors. Luckily Arizona Loan took the guesswork out of receiving a loan online.

All lenders have a different application process, even though they are all pretty similar. While applying the loan company will commonly ask you for your name, address and social security number (it is needed to inquire a credit check). This is hardly an occurrence but depending on the loan type and lender you may be asked to show documents like pay stubs, tax returns, transcripts, etc.

APRs are built on on observed risk. They are based on the lenders underwriting, they establish the risk of a borrow not paying back the loan when they apply for a loan. The lower the perceived risk, the lower the APR given by the loan company. The higher the perceived risk the less likely the loan will be approved and the higher the loan rate will be.

Apply for a loan is 100% free. Consumers should never be forced to pay in order to appy for a loan. Arizona Loan doesn’t partner with lenders who make you pay a fee to apply for a loan. We suggests against conducting business with such lenders.

About Loans

Annual Percentage Rate is the proportion of credit that includes all fees, including fees the lender charges you for funding a loan (ex. origination fees). The APR is helpful when comparing various loan options because it encompasses all fees. The interest rate is the total amount of cash that is charged for the loan. Interest rate don’t contain the origination fee or any other fees charged by the lender.

Floating rates a loan whose interest rates will change after time, usually one year. The growth of the APR will be set by some inner measure, for example a prime rate. Choosing whether you want a fixed or variable loan is important because when you have a variable rate, your annaual percentage rate might get larger later down the line. The smaller interest of a floating loan is often referred to as a “teaser rate” to lure borrowers to the lower rate.

Consumers who don’t have a firmly established credit report may have a difficult time getting a loan.

Traditional lenders, such as banks usually don’t lend cash to people who don’t have an established credit history. If you are in in this circumstance, you {could go an alternative lender. eAZloan has collaborated with numerous alternative lenders to gurantee you receive the loan you need.