Compare Debt Consolidation Options in Arizona

Compare Debt Consolidation Options online in Arizona Now. We did the research so you don’t have to. Simply choose the debt consolidation company that best fits your needs or let us connect to a reputable debt consolidation company that will fit your needs here.

LenderEstimated APRMin. Credit ScoreAvailable TermsMax Loan Amount

5.99% - 24.99%

Estimated APR

640

Min. Credit Score

2 to 5 Years

Available Terms

$35,000

Max Loan Amount
See Your Rate

Rate Range*

5.99% - 24.99%

Loan Terms*

2 to 5 Years

$5,000 up to $35,000

Loan Amount Range*

About Payoff Personal Loan & Debt Consolidations

Payoff loans are tailored for debt consolidation with low rates, they offer flexible payment schedules as well as financial guidance. Payoff offers fixed-rate debt consolidation loans to made specifically to pay off credit card debt. On average, Payoffs customers get these loans to cover their debt of $18,000.

Loan Features

Loan Amount

Payoff offers Personal Loan & Debt Consolidations with a minimum loan amount of $5,000 and a maximum loan amount of $35,000.

Loan Term

Payoff offers Personal Loan & Debt Consolidations terms ranging from 2 to 5 Years.

Good For

This loan would be ideal for Anyone overwhelmed by debt with fair to excellent credit that wants to consolidate all their credit card debt into one fixed monthly payment..

Features and Benefits

  • Soft Credit Check
  • Loans funded in 3 to 7 days
  • Origination Fees: 0% - 5.00%
  • Consolidate your credit card debt
  • No late fees

Lender Requirements

  • A minimum credit score of 640
  • A debt-to-income ratio of 50 percent or less
  • At least three years of good credit history
  • Minimum Annual Income: $40,000
  • Minimum Credit History: 2 Years
  • At least two open lines of credit in which you’ve made on-time payments

6.95% - 35.99%

Estimated APR

620

Min. Credit Score

3 to 5 Years

Available Terms

$50,000

Max Loan Amount
See Your Rate

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$1,000 up to $50,000

Loan Amount Range*

About Upgrade Personal Loans

Upgrade is a loan marketplace based out of San Francisco and operates in Phoenix, Chicago and Montreal. Upgrade offers low-cost personal loans for qualified borrowers. Two of Upgrade's founders were also foundering of LendingClub. Upgrade offers credit health tools including credit education, monitoring and credit alerts. Upgrade’s goal is to give consumers access to "affordable loan products with credit tools to help them better understand their credit".

Loan Features

Loan Amount

Upgrade offers Personal Loans with a minimum loan amount of $1,000 and a maximum loan amount of $50,000.

Loan Term

Upgrade offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for This loan is good for individuals who want to increase their credit score and use Upgrades credit tools.

Features and Benefits

  • Soft Credit Check
  • Loan funded within 4 days
  • Origination Fees: 1.50% - 6.00%
  • No Prepayment Penalty
  • Free Credit Health Monitoring
  • Hardship Plans
  • Directly pay creditors for debt consolidation loans used to pay off credit cards
  • Co-signers allowed

Lender Requirements

  • Minimal annual income: $30,000
  • Minimal monthly free cash flow: $800
  • Max debt-to-income ratio: 60%
  • Be a U.S. citizen or permanent resident (or a valid U.S. visa holder)
  • Be at least 18 or 19 depending on your state
  • Have a verifiable bank account and email address

6.95% - 35.99%

Estimated APR

640

Min. Credit Score

3 to 5 Years

Available Terms

$40,000

Max Loan Amount
See Your Rate

Rate Range*

6.95% - 35.99%

Loan Terms*

3 to 5 Years

$2,000 up to $40,000

Loan Amount Range*

About Prosper Personal Loans

Applying for a personal loan the traditional way can be daunting. Through Prosper, you can apply for a low-interest loan from the comfort of your home.

Loan Features

Loan Amount

Prosper offers Personal Loans with a minimum loan amount of $2,000 and a maximum loan amount of $40,000.

Loan Term

Prosper offers Personal Loans terms ranging from 3 to 5 Years.

Good For

This loan would be ideal for Individuals with good credit who want to get a loan from and industry leader..

Features and Benefits

  • Soft Credit Check
  • Loans Funded Quickly
  • Fast Funding
  • No Prepayment Penalty
  • Peer to Peer lending

Lender Requirements

  • Be at least 18 years old
  • Have good credit (usually 640+) their average borrower has a credit of 717.
  • Minimum credit history of 2 years
  • Maximum debt to income ratio: 50% (excluding mortgage)
  • Have a checking account in your name